Call's conniving niece, Suzanne Rook, launches a search for her missing aunt. Meanwhile, Tammy has also won the affections of Tom Freeman, the handsome public speaking instructor, and 'Miss' Jenks, the unhappily married dean of women.
Tammy's fresh and unspoiled nature so delights the old lady that she moves in with Tammy on her shantyboat and rewards the young girl with an expensive necklace.
After moving her decrepit craft downriver to Seminola College, she gains admission as a special student and, to pay her expenses, takes a job as companion to Mrs. Heartbroken because her college boyfriend fails to answer her letters, shantyboat-bred Tammy decides to go to college herself.